Decoding Affordability — What People Get Wrong About Buying a Home

Whenever interest rates rise, the first thing people say is, “I can’t afford to buy right now.” “Right Now” can turn into a year, 3 years, 5 years or even more  - that’s time you could have used to build equity and financial security for the future. Affordability is a huge concern in Southern Cal

What are “Closing Costs”. How much are they? Who pays them?

The closing costs when buying a home in the USA typically range from about 2% to 5% of the home’s purchase price. These costs can include various fees such as loan origination fees, appraisal fees, title insurance, escrow fees, and others. The exact amount will depend on factors like the price of th

Top 15 Closing Costs You Need to Know!

Four Categories of Closing Costs: When buying or selling a home in the United -States buyers and sellers will encounter several categories of costs. Category 1 is your down payment. Category 2 is your deposit when you make an offer on a home. Category 3 is commissions, particularly if you are a s